How to get out of debt, repair credit, consolidate debts and be debt free, by Achieve-The-Dream.net

Get Out of Debt! Financial security is on the mind of every family, no matter who you are or where you live. Being debt free is the largest step towards feeling financially secure that a family can make. It is the largest, in that it gives a person more peace of mind than any other financial goal, and largest in that it can be the most difficult and take the longest to achieve. Consider these facts about debt... »Click to continue
	Feature: 5 Money Management Techniques Shortcuts™: Destroy Your Credit Cards Critics Corner: Consumer Credit Counseling Financial News of the Week: Your Health

Shortcuts™

One of the quickest ways to start becoming debt free is to take the following steps.

1) Pull out your wallet
2) Choose one major credit card to keep (Visa, MasterCard, American Express)
3)... »Click to continue

Critics Corner

"Consumer Credit Counseling, a non-profit agency, was very helpful to me in evaluating my financial situation, deciding where to cut expenses, and getting my interest rate lowered on my credit cards so I could pay them off quicker. With their help I was able to get out of debt in less than 3 years... »Click to continue

Money Management Techniques

If your Dream is to be debt free, then you need to follow these 5 Money Management Techniques.

Before you do anything, you need to firmly resolve to start a plan, and stick to it. No matter what, do not let any one tell you that it is not possible for you to accomplish this dream. Except for a mortgage (which isn't a bad debt to have), you can and should be debt free. It is much harder to increase your income than it is to decrease your spending. Resolve to follow the steps listed below. Seek help if necessary from qualified professionals. Do not get discouraged. We will expand our base of information provided on this site to help you with every aspect of managing your finances and saving money. In the mean time, start with the following, stay positive and focused, and soon you will be on the path to being debt free.

1) Make a list of what you owe… »Click to continue

Financial News

Don’t let the financial troubles get you down, it can be bad for your health. Psychiatrists at the University of Bergen in Norway studied 62,591 people from the years 1995 through 1997. The study revealed a correlation between anxiety and cancer. Those who received high scores in anxiety were approximately "25% more likely to have pre-malignancies - abnormal cells that can turn cancerous."

As reported in The Week, researchers conclude that stress, depression, and anxiety suppress the immune system, resulting in increased cancers. However, the study was unable to exclude other contributing factors, such as poor eating habits, and smoking.

Bottom Line: Don’t worry. Be happy.